From our childhood days, we are taught to save money from our pocket to buy the belongings we wanted the most. This casing of mind carries to the age of maturity and we try to save money for the thing we want the most. But here we commit a drastic mistake of life that makes a difference of becoming successful or reduced in terms of financial amplification.
To understand the investments; we must define the investment first.
What is Investment?
According to Investopedia, An investment is an asset or item that is purchased with the hope that it will generate income or will appreciate in the future. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth. In finance, an investment is a monetary asset purchased with the idea that the asset will provide income in the future or will be sold at a higher price for a profit.
What are its top 5 benefits?
1) Financial Independence
Financial independence means you have enough wealth to live off of without working. Financially independent people have enough assets that generate income without any physical work as their money is doing work for them.
How to achieve Financial Independence?
Here are the best tips to become financially independent:
· Try to increase your income.
· Plan your savings every year.
· Select profitable investment options.
· Decide your financial goals.
· Try to stay away from loans and debts.
2) Safeguard against the Inflation
Inflation is a sustained increase in the general price level of goods and services in an economy over a period of time. It can be considered as the ageing of the value of money over a time.
In Economics, Inflation reflects a reduction in the purchasing power per unit of money – a loss of real value in the medium of exchange and unit of account within the economy
The value of assets keeps on increasing due to inflation. As a result, the investments are not only safe but also increased by the time. Hence, It acts as an uphold against the Inflation
3) Achieve Financial Goals
When we invest, we put our money aside for long-term goals such as retirement, International holiday trip, Luxury home with a car or a child’s education.
The Investments ensure us to achieve all our long term and short term goals at a precise time.
4) Increase Wealth
Investing isn’t a mode to get rich quickly. It takes time, patience, and awareness. It requires analytical studies of opportunities available and makes well-versed choices of where to place your investment so it provides huge returns. If the things are performed in a spot in order the results are almost guaranteed.
5) Provide a source of Income
Some funds specifically set out to provide investors with a monthly income while others such as many property funds pay out dividends monthly, as well.
Most of the monthly income funds attempt to offer 11 monthly payments of a similar amount and a 12th that varies. The exact level of income will depend on the fund’s performance.
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The adage goes something like ‘the best time to start investing is now.’ For some beginners, this can be painstaking, considering the volumes of information on the best investment with guaranteed returns. Other beginners will think this is an easy way to make a quick buck and plunge head first in the markets.
This post is for the amateur investor who is ready to make a strategic decision to safeguard their investment against exposure to unsustainable risk, but with enough latitude to pursue conservative opportunities that yield capital gains, and learn the ropes of the trade while at it.
Apart from the theoretical understanding of how the financial markets operate, it is imperative that a beginner gets a realistic feel of the different strategies investors employ in pursuit of opportunities in the markets.
The following is a detailed explanation of five best investment approaches suitable for beginners:
Exchange-traded funds (ETFs) offer a less rigorous opportunity for participating in the stock exchange. As a beginner, investing in ETF is ideal because an ETF pools together several assets including particular stocks, commodities and bonds, and the performance tracked against an index. ETFs allows you as the investor to trade several assets commonly as if they were a single stock. The diversification of the ETF enables beginners to access a broad portfolio of stocks and bonds providing the convenience and reduced risk. Consequently, the flexible nature of ETFs allows an investor to trade flexibly, with the choice of buying and selling at any time during regular trading hours.
Mutual funds are pooled investment vehicles ideal for beginners because of its two primary characteristics. First, a beginner is able to access the services of a professional trader in the name of fund manager despite the meek amount of capital, some as low as $25. Secondly, the investor is exposed to minimal risk because mutual funds, like ETFs, invest in a diverse asset class portfolio of stocks, commodities, and bonds across different markets and industries.
After a detailed analysis of the past performance of an individual stock and the prevailing facts, individual stocks can offer a stable investment opportunity suitable for beginners. Caution should, however, be placed to ensure that the investment into the particular stock does not upset the risk tolerance level of your portfolio in case of a negative turn of events. Markets is not always predictable.
Certificate of deposit
Depositing money in a bank over a specified term length with a fixed and guaranteed return of capital plus interest is a sound investment opportunity for a beginner. Certificate of deposits is insured and hence the capital plus interest are guaranteed to the investor at maturity. However, it is important to understand that access to this money is limited during the stipulated investment term length and may attract fees or loss of interest in case of withdrawal.
High Yield Savings Account
This investment also entails saving for the sole purposes of earning capital gains from interest over a specified term length. However, unlike the certificate of deposit, the interest is not fixed and hence interest is according to the prevailing market rates. Funds in this account are however more liquid hence easily accessible.
Chris Bouchard is a strategic consultant who works with non-profit leaders and social entrepreneurs to apply concepts and techniques to identify complex strategic issues, find practical solutions, and devise strategies to create and win a unique strategic position. He also offers project development, proposal writing, and project evaluation services.
If you are finding it difficult to keep your electronic components in tip-top condition due to the high level of humidity, you are on the right page. Humidity can cause the growth of mold and condensation on your electronic components. Therefore, you may want to get a dry cabinet as these units can help you resolve this issue without any problem. Read on to find out more about the importance of using these products.
Typically, a dry cabinet is an enclosure that can protect your materials from excessive moisture. In most cases, these products are used to store appliances and equipment that may not work properly if exposed to a high-humidity environment.
Actually, some instruments and equipment such as electronics, pcb boards and lens will stop working if stored in a high humidity environment. Moisture can reduce the internal performance of components and may cause them to malfunction.
Without further ado, let’s take a look at some solid reasons why you may want to store your electronic components in an Auto dry cabinet.
Importance of Using Dry Cabinets
First of all, you need to understand that fungus can develop in areas where the humidity level is too high. If something can damage your electronic components the most, it cannot be any other thing but a fungus. On top of this, the fungus is difficult to remove and may cause a lot of damage to your expensive electronic components.
Apart from this, the fungus continues to grow between the lens and the lens of the glass. Usually, you may face this problem if you keep your camera in an environment with fungus and a high level of humidity. The moment fungus starts to grow, it won’t take much time to spread and infect other things that you have placed near your gear.
If your electronics has been infected with fungus, you may not want to clean it with force or you may end up damaging the special coating on your electronics.
Typically, EMS manufacturers store their humidity sensitive devices in drawers and cupboards. Inside these storage units, the environment is dark and humid. As a result, fungus can easily thrive. Besides, these EMS manufacturers are from countries where the climate is humid and tropical throughout the year.
So, the best solution is to get dry cabinets. These units can make sure your expensive electronic is protected against dust, water vapor, and a high level of humidity.
It’s not a good idea to store your electronics in an environment where the humidity level is too low as it causes irreparable damage to the rubber seals.
Generally, the humidity level should be lower than 30%, or you may face problems with your moisture sensitive components.
Are you willing to invest in a more long-term and reliable organic traffic source for your website? Then let’s look at a search engine that can assist you in increasing your traffic.
Interview an Influencer or Get Interviewed by a High-traffic Website
Have you heard of Tim Ferriss, the author of the Four-Hour Work Week?
His podcast is nowadays a staple content type that he provides to his viewers. Tim’s show has world-class performers who share their insights on a variety of topics, and he is well-liked on social media. Do Tim’s fans enjoy the show? So far, the show has received over 50 million downloads. On most days, it’s the most popular business podcast on iTunes.
Interviews, whether on video or audio, are inherently conversational, lively, and engaging. The great aspect is that it’s a win-win situation for both sides. The interviewer is exposed to a new audience, while the interviewee is able to provide his website visitors with new fascinating and authoritative information. You can ask an industry influencer to share your interview with their followers on social media if you interview them. Consider the organic traffic you’ll get from their social media followers, which number in the hundreds of thousands. Consider the level of interest generated by a prior Derek Sivers interview on the Tim Ferriss Show. Derek shared the show’s URL with his 283K followers on Twitter. It won’t hurt if you establish a relationship with the influencer as a result of the interview.
Similarly, being interviewed by a high-ranking website can result in a significant increase in search engine traffic. Harsh Agrawal’s blog, Shoutmeloud, received 35,000+ views in a single day after he was profiled by YourStory. That was the blog’s most popular search engine traffic source (with 600,000+ monthly visitors). Because interviews provide consolidated value, they can be used as a long-term lead generating source for your company. Consider how many bloggers you’ve learned about through interviews on YouTube and other high-authority websites.
You may also conduct a Reddit AMA if you have a very compelling storey to tell. Mateen’s AMA got about generating $85,000 in profit by selling TeeSpring shirts/hoodies received 2000 page views. He also boosted the number of visitors to his website on a daily basis.
By registering as a source with HARO, you can also answer queries from journalists. On HARO, Christopher from Snappa came across this question from Inc Magazine about the future of content marketing. He swiftly responded with a thorough response. He was mentioned in Inc a few weeks later as a result of this. HARO is an excellent strategy to have your brand mentioned on authoritative news sites such as Entrepreneur and Inc. Those backlinks will enhance your search engine traffic and increase your marketing strategy by improving your reputation in Google’s eyes. Contact an SEO agency to find out how you can do this and how they can manage it for you while you work on the bottom line of your business.